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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,114 | $76,551-51.5% | $123,894-70.0% | $62,881-41.0% |
| Participation rate | 58.3% | 73.0%-14.6pp | 81.4%-23.1pp | 69.3%-11.0pp |
| Annual return | 9.64% | 18.68%-9.0pp | 47.52%-37.9pp | 20.14%-10.5pp |
| Employer contribution / active EE | $2,367 | $2,882-17.9% | $4,617-48.7% | $2,281+3.8% |
| Participant deferral / active EE | $5,240 | $4,840+8.3% | $5,984-12.4% | $3,203+63.6% |
| Admin fee / account holder | $397 | $4,826-91.8% | $8,357-95.2% | $4,296-90.8% |