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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,995 | $102,393+24.0% | $147,041-13.6% | $80,911+57.0% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.6%+25.2pp |
| Annual return | 21.63% | 134.95%-113.3pp | 419.21%-397.6pp | 35.63%-14.0pp |
| Employer contribution / active EE | $10,639 | $3,715+186.4% | $4,935+115.6% | $2,756+286.1% |
| Participant deferral / active EE | $8,204 | $6,647+23.4% | $8,071+1.7% | $4,297+90.9% |
| Admin fee / account holder | $3,998 | $7,943-49.7% | $13,006-69.3% | $6,935-42.4% |