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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,251 | $67,606-5.0% | $82,313-21.9% | $70,131-8.4% |
| Participation rate | 64.9% | 72.8%-7.9pp | 76.9%-12.0pp | 69.5%-4.7pp |
| Annual return | 22.29% | 21.57%+0.7pp | 25.88%-3.6pp | 73.14%-50.9pp |
| Employer contribution / active EE | $1,777 | $1,755+1.2% | $2,428-26.8% | $2,342-24.2% |
| Participant deferral / active EE | $4,103 | $2,987+37.4% | $3,706+10.7% | $3,332+23.1% |
| Admin fee / account holder | $96 | $4,512-97.9% | $5,608-98.3% | $4,645-97.9% |