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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,800 | $92,219-78.5% | $76,767-74.2% | $135,380-85.4% |
| Participation rate | 85.7% | 79.8%+5.9pp | 77.0%+8.8pp | 82.6%+3.1pp |
| Annual return | -9.63% | 5.46%-15.1pp | 2.43%-12.1pp | 519.81%-529.4pp |
| Employer contribution / active EE | $1,709 | $3,216-46.9% | $2,485-31.2% | $4,779-64.2% |
| Participant deferral / active EE | $2,191 | $4,508-51.4% | $3,852-43.1% | $5,609-60.9% |
| Admin fee / account holder | $697 | $10,749-93.5% | $6,675-89.6% | $10,828-93.6% |