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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,110 | $65,092+579.2% | $143,799+207.5% | $66,938+560.5% |
| Participation rate | 91.7% | 65.2%+26.5pp | 80.3%+11.4pp | 69.8%+21.9pp |
| Annual return | -3.09% | -11.14%+8.0pp | -0.04%-3.0pp | 1.58%-4.7pp |
| Employer contribution / active EE | $11,243 | $2,362+376.1% | $4,952+127.0% | $2,545+341.7% |
| Participant deferral / active EE | $8,560 | $2,920+193.1% | $5,638+51.8% | $4,238+102.0% |
| Admin fee / account holder | $186,723 | $502+37065.9% | $14,677+1172.2% | $594+31360.7% |