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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $635,381 | $110,212+476.5% | $96,534+558.2% | $139,466+355.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 19.23% | 26.42%-7.2pp | 25.88%-6.7pp | 373.66%-354.4pp |
| Employer contribution / active EE | $25,206 | $3,620+596.3% | $2,965+750.0% | $4,754+430.2% |
| Participant deferral / active EE | $7,881 | $5,547+42.1% | $4,851+62.5% | $6,712+17.4% |
| Admin fee / account holder | $4,495 | $11,599-61.2% | $8,253-45.5% | $11,409-60.6% |