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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,867 | $70,475-10.8% | $100,530-37.5% | $79,858-21.3% |
| Participation rate | 97.2% | 73.7%+23.6pp | 79.4%+17.8pp | 69.6%+27.6pp |
| Annual return | 15.49% | 21.90%-6.4pp | 30.89%-15.4pp | 31.72%-16.2pp |
| Employer contribution / active EE | $3,758 | $2,165+73.6% | $3,418+9.9% | $2,471+52.1% |
| Participant deferral / active EE | $7,737 | $5,181+49.3% | $6,271+23.4% | $3,740+106.9% |
| Admin fee / account holder | $4,818 | $4,478+7.6% | $8,083-40.4% | $5,306-9.2% |