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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,434 | $217,432-66.7% | $185,849-61.0% | $167,536-56.8% |
| Participation rate | 94.1% | 86.1%+8.1pp | 81.7%+12.4pp | 82.1%+12.0pp |
| Annual return | 16.37% | 148.42%-132.0pp | 122.10%-105.7pp | 478.82%-462.4pp |
| Employer contribution / active EE | $2,554 | $5,875-56.5% | $5,169-50.6% | $4,839-47.2% |
| Participant deferral / active EE | $6,068 | $6,357-4.6% | $5,569+9.0% | $6,342-4.3% |
| Admin fee / account holder | $500 | $19,818-97.5% | $16,244-96.9% | $12,315-95.9% |