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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,893 | $209,422-71.9% | $178,503-67.0% | $158,982-63.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 27.38% | 188.81%-161.4pp | 151.12%-123.7pp | 302.99%-275.6pp |
| Employer contribution / active EE | $1,938 | $5,707-66.0% | $5,011-61.3% | $4,763-59.3% |
| Participant deferral / active EE | $5,662 | $5,955-4.9% | $5,202+8.8% | $5,983-5.4% |
| Admin fee / account holder | $800 | $17,079-95.3% | $13,987-94.3% | $11,252-92.9% |