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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,935 | $126,661+5.7% | $113,397+18.1% | $138,895-3.6% |
| Participation rate | 70.6% | 79.4%-8.9pp | 76.5%-5.9pp | 79.9%-9.3pp |
| Annual return | 13.14% | 25.05%-11.9pp | 23.20%-10.1pp | 145.39%-132.3pp |
| Employer contribution / active EE | $2,280 | $3,456-34.0% | $2,977-23.4% | $4,194-45.6% |
| Participant deferral / active EE | $5,785 | $5,693+1.6% | $5,076+14.0% | $6,396-9.6% |
| Admin fee / account holder | $1,250 | $14,549-91.4% | $11,957-89.5% | $12,562-90.0% |