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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,682 | $76,551+95.5% | $123,894+20.8% | $62,881+138.0% |
| Participation rate | 92.9% | 73.0%+19.9pp | 81.4%+11.4pp | 69.3%+23.6pp |
| Annual return | 2.27% | 18.68%-16.4pp | 47.52%-45.3pp | 20.14%-17.9pp |
| Employer contribution / active EE | $5,832 | $2,882+102.3% | $4,617+26.3% | $2,281+155.7% |
| Participant deferral / active EE | $4,809 | $4,840-0.6% | $5,984-19.6% | $3,203+50.1% |
| Admin fee / account holder | $40,407 | $4,826+737.3% | $8,357+383.5% | $4,296+840.6% |