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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,736 | $114,119-34.5% | $107,187-30.3% | $138,895-46.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 11.76% | 273.21%-261.4pp | 204.55%-192.8pp | 145.39%-133.6pp |
| Employer contribution / active EE | $3,489 | $4,059-14.0% | $3,782-7.7% | $4,194-16.8% |
| Participant deferral / active EE | $0 | $5,538-100.0% | $5,096-100.0% | $6,396-100.0% |
| Admin fee / account holder | $1,052 | $10,024-89.5% | $9,162-88.5% | $12,562-91.6% |