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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,736 | $134,817-44.6% | $123,973-39.7% | $155,188-51.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 11.76% | 515.49%-503.7pp | 388.13%-376.4pp | 148.84%-137.1pp |
| Employer contribution / active EE | $3,489 | $4,425-21.1% | $4,126-15.4% | $4,248-17.9% |
| Participant deferral / active EE | $0 | $5,706-100.0% | $5,247-100.0% | $6,531-100.0% |
| Admin fee / account holder | $1,052 | $13,245-92.1% | $11,799-91.1% | $14,480-92.7% |