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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,629 | $100,792-69.6% | $86,691-64.7% | $134,509-77.2% |
| Participation rate | 66.7% | 78.9%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -18.98% | 29.08%-48.1pp | 35.94%-54.9pp | 418.13%-437.1pp |
| Employer contribution / active EE | $1,577 | $3,491-54.8% | $2,837-44.4% | $4,741-66.7% |
| Participant deferral / active EE | $2,830 | $5,339-47.0% | $4,656-39.2% | $6,400-55.8% |
| Admin fee / account holder | $434 | $10,924-96.0% | $7,492-94.2% | $11,427-96.2% |