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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,266 | $48,314-41.5% | $67,561-58.2% | $80,925-65.1% |
| Participation rate | 97.0% | 66.4%+30.6pp | 72.9%+24.1pp | 67.7%+29.3pp |
| Annual return | 10.70% | 18.28%-7.6pp | 3525.44%-3514.7pp | 35.65%-24.9pp |
| Employer contribution / active EE | $1,498 | $2,022-25.9% | $2,735-45.2% | $2,756-45.6% |
| Participant deferral / active EE | $1,584 | $2,927-45.9% | $4,003-60.4% | $4,299-63.2% |
| Admin fee / account holder | $3,572 | $3,690-3.2% | $4,006-10.8% | $6,940-48.5% |