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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,266 | $48,337-41.5% | $67,560-58.2% | $80,959-65.1% |
| Participation rate | 97.0% | 66.4%+30.5pp | 72.9%+24.0pp | 67.7%+29.3pp |
| Annual return | 10.70% | 18.26%-7.6pp | 3533.50%-3522.8pp | 35.67%-25.0pp |
| Employer contribution / active EE | $1,498 | $2,023-25.9% | $2,737-45.2% | $2,757-45.7% |
| Participant deferral / active EE | $1,584 | $2,928-45.9% | $4,004-60.5% | $4,300-63.2% |
| Admin fee / account holder | $3,572 | $3,695-3.3% | $3,994-10.6% | $6,925-48.4% |