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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $183,458 |
Filed as: CAPFINANCIAL PARTNERS LLC DBA Service code 99 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Other Fees | $65,686 |
BDO USA, LLP3 years Service code 99 5300 PATTERSON AVE SE · GRAND RAPIDS, MI 49512 | Other Fees | $25,504 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,515 | $115,744+0.7% | $100,392+16.1% | $199,960-41.7% |
| Participation rate | 98.4% | 85.7%+12.7pp | 81.5%+16.9pp | 72.0%+26.4pp |
| Annual return | 15.12% | 17.79%-2.7pp | 49.45%-34.3pp | 34.28%-19.2pp |
| Employer contribution / active EE | $4,335 | $3,657+18.5% | $3,941+10.0% | $3,036+42.8% |
| Participant deferral / active EE | $13,845 | $9,844+40.6% | $8,090+71.1% | $5,087+172.2% |
| Admin fee / account holder | $146 | $93+56.8% | $7,904-98.2% | $269-45.9% |