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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,271 | $199,109+163.3% | $173,730+201.8% | $154,746+238.8% |
| Participation rate | 93.8% | 82.8%+10.9pp | 79.6%+14.2pp | 80.7%+13.0pp |
| Annual return | 17.63% | 20.02%-2.4pp | 19.96%-2.3pp | 172.34%-154.7pp |
| Employer contribution / active EE | $17,634 | $5,311+232.0% | $4,577+285.2% | $4,379+302.7% |
| Participant deferral / active EE | $11,908 | $7,113+67.4% | $6,326+88.2% | $6,730+76.9% |
| Admin fee / account holder | $3,203 | $20,916-84.7% | $17,523-81.7% | $14,365-77.7% |