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Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,848 | $52,884-53.0% | $84,753-70.7% | $55,167-55.0% |
| Participation rate | 75.3% | 67.5%+7.8pp | 76.6%-1.3pp | 69.0%+6.3pp |
| Annual return | 7.89% | 18.03%-10.1pp | 22.78%-14.9pp | 169.23%-161.3pp |
| Employer contribution / active EE | $178 | $2,233-92.0% | $3,574-95.0% | $1,963-90.9% |
| Participant deferral / active EE | $1,815 | $2,644-31.4% | $3,712-51.1% | $3,054-40.6% |
| Admin fee / account holder | $92 | $581-84.2% | $5,333-98.3% | $504-81.8% |