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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,337 | $112,935-13.8% | $90,970+7.0% | $158,966-38.8% |
| Participation rate | 86.7% | 74.7%+11.9pp | 69.0%+17.7pp | 82.0%+4.7pp |
| Annual return | 19.62% | 215.79%-196.2pp | 134.58%-115.0pp | 302.95%-283.3pp |
| Employer contribution / active EE | $5,379 | $2,895+85.8% | $2,122+153.4% | $4,762+13.0% |
| Participant deferral / active EE | $4,382 | $4,129+6.1% | $3,373+29.9% | $5,983-26.8% |
| Admin fee / account holder | $661 | $8,045-91.8% | $5,960-88.9% | $11,250-94.1% |