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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,374 | $93,598+202.8% | $135,974+108.4% | $75,173+277.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 13.51% | 30.89%-17.4pp | 68.30%-54.8pp | 160.72%-147.2pp |
| Employer contribution / active EE | $8,216 | $3,538+132.2% | $4,859+69.1% | $2,671+207.6% |
| Participant deferral / active EE | $12,783 | $6,405+99.6% | $7,760+64.7% | $4,126+209.8% |
| Admin fee / account holder | $35,491 | $6,978+408.6% | $10,767+229.6% | $5,651+528.1% |