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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,227 | $89,367+144.2% | $141,191+54.6% | $72,975+199.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.00% | 111.87%-87.9pp | 71.41%-47.4pp | 81.01%-57.0pp |
| Employer contribution / active EE | $5,889 | $3,115+89.1% | $4,736+24.3% | $2,440+141.3% |
| Participant deferral / active EE | $9,709 | $5,419+79.2% | $6,710+44.7% | $3,608+169.1% |
| Admin fee / account holder | $4,747 | $5,957-20.3% | $10,264-53.7% | $5,124-7.4% |