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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,681 | $102,429+214.1% | $147,096+118.7% | $80,925+297.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.81% | 135.02%-125.2pp | 419.75%-409.9pp | 35.65%-25.8pp |
| Employer contribution / active EE | $9,520 | $3,716+156.2% | $4,936+92.9% | $2,756+245.4% |
| Participant deferral / active EE | $12,623 | $6,649+89.9% | $8,071+56.4% | $4,299+193.7% |
| Admin fee / account holder | $1,684 | $7,957-78.8% | $13,005-87.1% | $6,940-75.7% |