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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,564 | $106,749+237.8% | $145,433+147.9% | $82,448+337.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.62% | 27.59%-10.0pp | 66.58%-49.0pp | 41.64%-24.0pp |
| Employer contribution / active EE | $10,409 | $3,444+202.2% | $4,554+128.5% | $2,551+308.1% |
| Participant deferral / active EE | $12,682 | $6,519+94.6% | $7,897+60.6% | $4,139+206.4% |
| Admin fee / account holder | $2,163 | $8,390-74.2% | $13,129-83.5% | $7,234-70.1% |