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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,681 | $102,422+214.1% | $147,117+118.7% | $80,959+297.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.81% | 135.16%-125.3pp | 420.54%-410.7pp | 35.67%-25.9pp |
| Employer contribution / active EE | $9,520 | $3,717+156.1% | $4,932+93.0% | $2,757+245.3% |
| Participant deferral / active EE | $12,623 | $6,652+89.8% | $8,065+56.5% | $4,300+193.5% |
| Admin fee / account holder | $1,684 | $7,953-78.8% | $12,993-87.0% | $6,925-75.7% |