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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,970 | $98,240-61.3% | $82,313-53.9% | $147,585-74.3% |
| Participation rate | 66.7% | 79.7%-13.1pp | 76.9%-10.2pp | 82.8%-16.2pp |
| Annual return | 15.62% | 30.85%-15.2pp | 25.88%-10.3pp | 578.57%-563.0pp |
| Employer contribution / active EE | $982 | $3,192-69.2% | $2,428-59.6% | $4,876-79.9% |
| Participant deferral / active EE | $2,240 | $4,383-48.9% | $3,706-39.6% | $5,439-58.8% |
| Admin fee / account holder | $21 | $8,563-99.8% | $5,608-99.6% | $10,885-99.8% |