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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,790 | $157,276-50.5% | $141,177-44.9% | $152,885-49.1% |
| Participation rate | 93.3% | 84.8%+8.5pp | 82.5%+10.9pp | 82.5%+10.9pp |
| Annual return | 13.35% | 64.33%-51.0pp | 71.40%-58.1pp | 345.39%-332.0pp |
| Employer contribution / active EE | $2,678 | $5,262-49.1% | $4,736-43.5% | $4,763-43.8% |
| Participant deferral / active EE | $6,021 | $7,110-15.3% | $6,710-10.3% | $5,851+2.9% |
| Admin fee / account holder | $9,553 | $12,123-21.2% | $10,263-6.9% | $11,598-17.6% |