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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $788,482 | $72,177+992.4% | $115,037+585.4% | $59,632+1222.2% |
| Participation rate | 93.8% | 72.6%+21.2pp | 81.4%+12.4pp | 68.7%+25.1pp |
| Annual return | -2.47% | 12.02%-14.5pp | 26.14%-28.6pp | 2041.32%-2043.8pp |
| Employer contribution / active EE | $31,719 | $2,841+1016.4% | $4,608+588.4% | $2,203+1340.1% |
| Participant deferral / active EE | $18,000 | $4,783+276.3% | $6,026+198.7% | $3,192+464.0% |
| Admin fee / account holder | $100,217 | $4,927+1934.1% | $8,175+1125.9% | $4,297+2232.2% |