Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
SOLTIS INVESTMENT ADVISORS7+ years Service code 27 · EIN 87-0526413 | Advisory (Plan) | $29,282 |
ALLIANCE BENEFIT GROUP7+ years Filed as: ALLIANCE BENEFIT GROUP ROCKY MTN Service code 15 · EIN 87-0364490 | Recordkeeping | $8,886 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,218 | $65,437-38.5% | $86,698-53.6% | $66,949-39.9% |
| Participation rate | 60.2% | 75.5%-15.3pp | 76.6%-16.4pp | 69.8%-9.7pp |
| Annual return | -23.19% | -10.91%-12.3pp | 35.96%-59.2pp | 1.57%-24.8pp |
| Employer contribution / active EE | $345 | $2,154-84.0% | $2,837-87.8% | $2,545-86.4% |
| Participant deferral / active EE | $2,325 | $4,102-43.3% | $4,656-50.1% | $4,239-45.2% |
| Admin fee / account holder | $424 | $642-33.9% | $7,492-94.3% | $594-28.6% |