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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,386 | $22,602-93.9% | $65,328-97.9% | $75,181-98.2% |
| Participation rate | 68.5% | 63.1%+5.5pp | 64.9%+3.6pp | 67.2%+1.3pp |
| Annual return | 0.00% | 71.13%-71.1pp | 47.39%-47.4pp | 160.69%-160.7pp |
| Employer contribution / active EE | $467 | $941-50.4% | $1,692-72.4% | $2,671-82.5% |
| Participant deferral / active EE | $947 | $1,695-44.1% | $2,832-66.5% | $4,126-77.0% |
| Admin fee / account holder | $37 | $1,877-98.0% | $4,116-99.1% | $5,650-99.4% |