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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $11,974 |
COMMONWEALTH FINANCIAL NETWORK2+ years Filed as: COMMONWEALTH EQUITY SERVICES LLC Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $5,675 |
M2B RETIREMENT CONSULTING LLC2+ years Service code 13 · EIN 81-3989034 101 BRADFORD RD STE 200 · WEXFORD, PA 15090 | Contract Administrator | $5,464 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,348 | $61,356-76.6% | $149,696-90.4% | $71,511-79.9% |
| Participation rate | 18.6% | 62.5%-43.9pp | 78.8%-60.2pp | 67.9%-49.3pp |
| Annual return | 11.91% | 35.86%-23.9pp | 134.46%-122.5pp | 28.86%-16.9pp |
| Employer contribution / active EE | $814 | $2,382-65.8% | $4,821-83.1% | $2,589-68.6% |
| Participant deferral / active EE | $1,519 | $2,920-48.0% | $5,682-73.3% | $4,291-64.6% |
| Admin fee / account holder | $259 | $1,263-79.5% | $13,212-98.0% | $1,588-83.7% |