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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,846 | $64,719-53.9% | $112,249-73.4% | $68,486-56.4% |
| Participation rate | 78.4% | 67.2%+11.3pp | 75.1%+3.4pp | 67.9%+10.5pp |
| Annual return | -20.45% | -11.40%-9.1pp | 27.48%-47.9pp | -7.85%-12.6pp |
| Employer contribution / active EE | $3,454 | $2,747+25.8% | $3,636-5.0% | $2,597+33.0% |
| Participant deferral / active EE | $6,386 | $3,565+79.1% | $4,729+35.0% | $4,028+58.6% |
| Admin fee / account holder | $588 | $5,232-88.8% | $6,412-90.8% | $5,404-89.1% |