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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,273 | $75,541+16.9% | $152,093-42.0% | $82,637+6.8% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.66% | 32.56%-20.9pp | 66.36%-54.7pp | 53.51%-41.8pp |
| Employer contribution / active EE | $2,545 | $2,622-2.9% | $4,175-39.0% | $2,552-0.3% |
| Participant deferral / active EE | $7,367 | $3,206+129.8% | $5,451+35.1% | $4,126+78.6% |
| Admin fee / account holder | $9,483 | $6,405+48.1% | $14,497-34.6% | $7,339+29.2% |