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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,941 | $77,908-24.3% | $149,696-60.6% | $75,173-21.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 10.12% | 31.73%-21.6pp | 134.46%-124.3pp | 160.72%-150.6pp |
| Employer contribution / active EE | $2,260 | $3,138-28.0% | $4,821-53.1% | $2,671-15.4% |
| Participant deferral / active EE | $4,489 | $3,411+31.6% | $5,682-21.0% | $4,126+8.8% |
| Admin fee / account holder | $28,264 | $5,950+375.1% | $13,212+113.9% | $5,651+400.2% |