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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,273 | $76,407+15.5% | $150,298-41.3% | $82,448+7.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.66% | 39.99%-28.3pp | 62.79%-51.1pp | 41.64%-30.0pp |
| Employer contribution / active EE | $2,545 | $2,614-2.6% | $4,154-38.7% | $2,551-0.2% |
| Participant deferral / active EE | $7,367 | $3,214+129.2% | $5,453+35.1% | $4,139+78.0% |
| Admin fee / account holder | $9,483 | $6,352+49.3% | $14,116-32.8% | $7,234+31.1% |