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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,924 | $154,159-97.5% | $130,026-97.0% | $139,456-97.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 27.40% | 32.50%-5.1pp | -137.26%+164.7pp | 373.45%-346.1pp |
| Employer contribution / active EE | $5,564 | $5,292+5.1% | $4,321+28.8% | $4,753+17.1% |
| Participant deferral / active EE | $5,564 | $6,710-17.1% | $5,821-4.4% | $6,711-17.1% |
| Admin fee / account holder | $13,523 | $14,001-3.4% | $10,608+27.5% | $11,407+18.6% |