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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,682 | $110,307-70.4% | $96,576-66.2% | $139,456-76.6% |
| Participation rate | 45.5% | 78.1%-32.7pp | 76.0%-30.5pp | 80.3%-34.9pp |
| Annual return | 29.77% | 26.40%+3.4pp | 25.87%+3.9pp | 373.45%-343.7pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $2,965-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $9,891 | $5,547+78.3% | $4,851+103.9% | $6,711+47.4% |
| Admin fee / account holder | $557 | $11,597-95.2% | $8,253-93.2% | $11,407-95.1% |