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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,104 | $61,605-62.5% | $112,273-79.4% | $75,173-69.3% |
| Participation rate | 22.0% | 61.7%-39.7pp | 72.4%-50.5pp | 67.2%-45.3pp |
| Annual return | 16.03% | 28.47%-12.4pp | 30.23%-14.2pp | 160.72%-144.7pp |
| Employer contribution / active EE | $1,117 | $2,015-44.6% | $3,431-67.5% | $2,671-58.2% |
| Participant deferral / active EE | $1,665 | $3,108-46.4% | $4,800-65.3% | $4,126-59.7% |
| Admin fee / account holder | $380 | $4,862-92.2% | $7,752-95.1% | $5,651-93.3% |