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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,901 | $148,629-92.0% | $135,982-91.2% | $139,487-91.5% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 30.15% | 79.33%-49.2pp | 68.32%-38.2pp | 373.84%-343.7pp |
| Employer contribution / active EE | $2,766 | $5,247-47.3% | $4,859-43.1% | $4,755-41.8% |
| Participant deferral / active EE | $5,031 | $8,102-37.9% | $7,760-35.2% | $6,713-25.1% |
| Admin fee / account holder | $816 | $12,406-93.4% | $10,767-92.4% | $11,407-92.8% |