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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,145 | $49,891-13.5% | $80,607-46.5% | $75,181-42.6% |
| Participation rate | 29.2% | 55.3%-26.1pp | 67.0%-37.8pp | 67.2%-38.0pp |
| Annual return | 17.59% | 34.67%-17.1pp | 936.11%-918.5pp | 160.69%-143.1pp |
| Employer contribution / active EE | $873 | $1,698-48.6% | $2,724-67.9% | $2,671-67.3% |
| Participant deferral / active EE | $1,114 | $2,991-62.8% | $4,448-75.0% | $4,126-73.0% |
| Admin fee / account holder | $2,034 | $3,578-43.1% | $5,379-62.2% | $5,650-64.0% |