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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,062 | $52,353+637.4% | $120,225+221.1% | $82,448+368.3% |
| Participation rate | 74.1% | 58.3%+15.8pp | 69.6%+4.5pp | 68.1%+6.0pp |
| Annual return | 13.43% | 61.85%-48.4pp | 439.23%-425.8pp | 41.64%-28.2pp |
| Employer contribution / active EE | $8,856 | $1,510+486.5% | $3,475+154.8% | $2,551+247.2% |
| Participant deferral / active EE | $15,185 | $2,627+478.1% | $3,999+279.7% | $4,139+266.8% |
| Admin fee / account holder | $8,050 | $4,363+84.5% | $5,696+41.3% | $7,234+11.3% |