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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,062 | $56,431+584.1% | $130,788+195.2% | $87,485+341.3% |
| Participation rate | 74.1% | 58.9%+15.1pp | 70.1%+4.0pp | 68.9%+5.1pp |
| Annual return | 13.43% | 91.27%-77.8pp | 386.44%-373.0pp | 26.06%-12.6pp |
| Employer contribution / active EE | $8,856 | $1,549+471.7% | $3,558+148.9% | $2,596+241.1% |
| Participant deferral / active EE | $15,185 | $2,749+452.3% | $4,137+267.0% | $4,274+255.3% |
| Admin fee / account holder | $8,050 | $4,433+81.6% | $6,673+20.6% | $7,775+3.5% |