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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,599 | $138,078+30.1% | $125,363+43.3% | $134,509+33.5% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -17.79% | 750.49%-768.3pp | 572.15%-589.9pp | 418.13%-435.9pp |
| Employer contribution / active EE | $7,221 | $5,245+37.7% | $4,815+50.0% | $4,741+52.3% |
| Participant deferral / active EE | $917 | $7,800-88.2% | $7,447-87.7% | $6,400-85.7% |
| Admin fee / account holder | $2,117 | $11,566-81.7% | $10,005-78.8% | $11,427-81.5% |