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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $898,130 | $115,866+675.1% | $65,328+1274.8% | $139,456+544.0% |
| Participation rate | 25.0% | 67.8%-42.8pp | 64.9%-39.9pp | 80.3%-55.3pp |
| Annual return | 102.22% | 31.21%+71.0pp | 47.39%+54.8pp | 373.45%-271.2pp |
| Employer contribution / active EE | $0 | $2,600-100.0% | $1,692-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $0 | $4,242-100.0% | $2,832-100.0% | $6,711-100.0% |
| Admin fee / account holder | $0 | $6,705-100.0% | $4,116-100.0% | $11,407-100.0% |