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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $161,289 |
STRATEGIC ADVISORS, INC.1+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $64,669 |
CAPFINANCIAL PARTNERS LLC1+ years Filed as: CAPFINANCIAL PARTNERS , LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $45,000 |
HARTER SECREST & EMERY LLP1+ years Service code 29 · EIN 16-0766172 | Legal | $21,539 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,244 | $53,531+10.7% | $86,251-31.3% | $96,393-38.5% |
| Participation rate | 38.3% | 53.4%-15.1pp | 69.0%-30.6pp | 71.3%-32.9pp |
| Annual return | 177.64% | 20.51%+157.1pp | 1170.54%-992.9pp | 22.88%+154.8pp |
| Employer contribution / active EE | $815 | $1,158-29.7% | $2,381-65.8% | $3,239-74.8% |
| Participant deferral / active EE | $1,423 | $1,965-27.6% | $3,987-64.3% | $5,455-73.9% |
| Admin fee / account holder | $35 | $55-36.4% | $6,857-99.5% | $74-52.3% |