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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,590 | $156,398-77.2% | $147,318-75.8% | $138,895-74.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 24.27% | 78.75%-54.5pp | 70.43%-46.2pp | 145.39%-121.1pp |
| Employer contribution / active EE | $8,291 | $4,853+70.8% | $4,593+80.5% | $4,194+97.7% |
| Participant deferral / active EE | $11,835 | $8,237+43.7% | $7,906+49.7% | $6,396+85.0% |
| Admin fee / account holder | $10,938 | $14,976-27.0% | $13,708-20.2% | $12,562-12.9% |