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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,445 | $81,749-98.2% | $58,544-97.5% | $139,456-99.0% |
| Participation rate | 72.7% | 61.3%+11.4pp | 50.9%+21.9pp | 80.3%-7.6pp |
| Annual return | 34.28% | 7425.45%-7391.2pp | 4249.56%-4215.3pp | 373.45%-339.2pp |
| Employer contribution / active EE | $0 | $1,398-100.0% | $1,053-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $992 | $2,555-61.2% | $1,923-48.4% | $6,711-85.2% |
| Admin fee / account holder | $678 | $3,272-79.3% | $2,520-73.1% | $11,407-94.1% |