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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,825 | $183,516-73.9% | $155,534-69.3% | $145,884-67.2% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 4.28% | 61.43%-57.1pp | 64.92%-60.6pp | 551.85%-547.6pp |
| Employer contribution / active EE | $7,134 | $5,315+34.2% | $4,675+52.6% | $4,662+53.0% |
| Participant deferral / active EE | $5,756 | $6,467-11.0% | $5,630+2.2% | $6,690-14.0% |
| Admin fee / account holder | $15,158 | $19,293-21.4% | $15,900-4.7% | $13,392+13.2% |