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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,814 | $175,259-71.0% | $149,723-66.1% | $139,487-63.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 4.81% | 166.82%-162.0pp | 134.50%-129.7pp | 373.84%-369.0pp |
| Employer contribution / active EE | $4,770 | $5,478-12.9% | $4,821-1.1% | $4,755+0.3% |
| Participant deferral / active EE | $2,621 | $6,522-59.8% | $5,682-53.9% | $6,713-61.0% |
| Admin fee / account holder | $3,207 | $16,158-80.2% | $13,215-75.7% | $11,407-71.9% |