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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,470 | $138,068-52.6% | $125,358-47.8% | $134,493-51.3% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -20.19% | 750.30%-770.5pp | 572.03%-592.2pp | 418.01%-438.2pp |
| Employer contribution / active EE | $16,715 | $5,244+218.8% | $4,814+247.2% | $4,740+252.6% |
| Participant deferral / active EE | $13,808 | $7,799+77.0% | $7,447+85.4% | $6,400+115.8% |
| Admin fee / account holder | $2,655 | $11,568-77.0% | $10,007-73.5% | $11,425-76.8% |