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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,470 | $138,114-52.6% | $125,391-47.8% | $134,545-51.3% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -20.19% | 750.88%-771.1pp | 572.41%-592.6pp | 418.37%-438.6pp |
| Employer contribution / active EE | $16,715 | $5,246+218.6% | $4,816+247.1% | $4,742+252.5% |
| Participant deferral / active EE | $13,808 | $7,801+77.0% | $7,448+85.4% | $6,401+115.7% |
| Admin fee / account holder | $2,655 | $11,570-77.1% | $10,009-73.5% | $11,431-76.8% |