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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,296 | $152,597+3.7% | $117,533+34.7% | $134,532+17.7% |
| Participation rate | 66.7% | 77.1%-10.4pp | 70.6%-3.9pp | 81.2%-14.6pp |
| Annual return | -19.37% | 53.04%-72.4pp | 29.77%-49.1pp | 418.27%-437.6pp |
| Employer contribution / active EE | $1,931 | $5,576-65.4% | $4,179-53.8% | $4,741-59.3% |
| Participant deferral / active EE | $9,173 | $4,821+90.3% | $4,072+125.2% | $6,401+43.3% |
| Admin fee / account holder | $4,655 | $7,007-33.6% | $5,647-17.6% | $11,429-59.3% |