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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,186 | $79,223-48.0% | $102,460-59.8% | $74,478-44.7% |
| Participation rate | 55.3% | 74.8%-19.5pp | 76.5%-21.2pp | 67.2%-11.9pp |
| Annual return | 19.15% | 54.98%-35.8pp | 29.47%-10.3pp | 1370.56%-1351.4pp |
| Employer contribution / active EE | $1,072 | $2,363-54.7% | $3,025-64.6% | $2,626-59.2% |
| Participant deferral / active EE | $3,042 | $4,417-31.1% | $5,056-39.8% | $4,350-30.1% |
| Admin fee / account holder | $3,668 | $2,003+83.1% | $9,460-61.2% | $1,946+88.5% |