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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,480 | $95,453-41.9% | $112,040-50.5% | $82,448-32.7% |
| Participation rate | 59.8% | 72.8%-13.0pp | 76.5%-16.7pp | 68.1%-8.3pp |
| Annual return | 18.56% | 23.92%-5.4pp | 24.52%-6.0pp | 41.64%-23.1pp |
| Employer contribution / active EE | $1,249 | $2,318-46.1% | $2,954-57.7% | $2,551-51.0% |
| Participant deferral / active EE | $3,670 | $4,224-13.1% | $5,098-28.0% | $4,139-11.3% |
| Admin fee / account holder | $1,841 | $9,013-79.6% | $12,098-84.8% | $7,234-74.5% |