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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC1 year Service code 27 · EIN 22-3570392 | Advisory (Plan) | $41,815 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $28,021 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,035 | $34,634+76.2% | $77,096-20.8% | $64,819-5.8% |
| Participation rate | 95.9% | 49.8%+46.1pp | 67.9%+28.0pp | 71.5%+24.5pp |
| Annual return | 15.60% | -5.31%+20.9pp | 42.35%-26.7pp | 32.84%-17.2pp |
| Employer contribution / active EE | $2,485 | $1,385+79.4% | $2,814-11.7% | $2,507-0.9% |
| Participant deferral / active EE | $8,414 | $2,553+229.5% | $4,429+90.0% | $4,311+95.2% |
| Admin fee / account holder | $116 | $178-35.0% | $5,428-97.9% | $188-38.3% |