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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,175 | $80,992-68.9% | $96,534-73.9% | $75,173-66.5% |
| Participation rate | 88.9% | 71.8%+17.1pp | 76.0%+12.9pp | 67.2%+21.7pp |
| Annual return | 30.71% | 27.05%+3.7pp | 25.88%+4.8pp | 160.72%-130.0pp |
| Employer contribution / active EE | $4,216 | $2,283+84.7% | $2,965+42.2% | $2,671+57.9% |
| Participant deferral / active EE | $9,793 | $3,929+149.2% | $4,851+101.9% | $4,126+137.3% |
| Admin fee / account holder | $834 | $6,717-87.6% | $8,253-89.9% | $5,651-85.2% |