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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,732 | $100,805-87.4% | $86,698-85.3% | $134,532-90.5% |
| Participation rate | 89.5% | 79.0%+10.5pp | 76.6%+12.9pp | 81.2%+8.2pp |
| Annual return | 0.00% | 29.09%-29.1pp | 35.95%-35.9pp | 418.27%-418.3pp |
| Employer contribution / active EE | $3,515 | $3,490+0.7% | $2,837+23.9% | $4,741-25.9% |
| Participant deferral / active EE | $9,469 | $5,339+77.3% | $4,656+103.4% | $6,401+47.9% |
| Admin fee / account holder | $391 | $10,925-96.4% | $7,493-94.8% | $11,429-96.6% |